Theft and vandalism pose significant risks to small businesses, leading to financial losses and operational disruptions. It highlights the importance of implementing prevention strategies, having response protocols, and securing adequate insurance coverage to protect business assets and ensure continuity. DOWNLOAD
Read MoreTake a look at these five essential insurance policies for small businesses, including commercial property, employment practices liability, workers’ compensation, commercial auto, and professional liability insurance. Understanding these policies is crucial for small businesses to protect their assets, employees, and financial stability against various risks and liabilities. DOWNLOAD
Read MoreDiscover essential safe driving tips for fleets that not only minimize risks but also help keep your auto insurance premiums low. By recognizing driving hazards, ensuring vehicle safety, and practicing defensive driving, fleet operators can prevent accidents and save lives. These practices reduce road incident costs and are crucial for construction industry professionals who rely […]
Read MoreCommercial property and casualty insurance premiums rose by 5.1% in Q3 2024, driven by an 8.6% increase in umbrella insurance due to social inflation and litigation. While umbrella insurance costs surged, other lines like commercial auto and property saw moderated increases. Meanwhile, competition led to price decreases in directors and officers (D&O) and cyber insurance. […]
Read MoreIn this month’s Risk Advisor newsletter, discover valuable tips on data backup and recovery plans, along with effective strategies for avoiding common insurance gaps. Click to read more! DOWNLOAD
Read MoreAs winter draws near, small businesses face unique challenges from the season’s weather. From safeguarding against property damage to adapting to shifts in customer behavior, winter can greatly affect operations. To thrive despite these hurdles, small business owners must proactively mitigate winter’s impact. Discover our top 10 tips for successfully winterizing your business and stay […]
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