Commercial Package Coverage Includes:
Wholesalers & Distributors of perishable goods face a significant amount of risks.
As with all commercial trucking operations, there is a high risk of being involved in an accident resulting in serious injury, fatality, or property damage.
However, unique to fresh food and produce distribution operations, one of the greatest concerns is the risk of a breakdown in transit - resulting in the spoilage of perishable cargo!
Reefer Trucks are essential for delivering temperature-sensitive products and require special insurance planning to ensure coverage of third-party bodily injury, property damage, and replacement of spoiled stock resulting from a reefer breakdown.
Additionally, many Reefer Trucks are fitted with custom refrigeration systems that are installed/added to the vehicle after the trucks have been purchased. Did you know that most commercial auto policies DO NOT cover these modifications made to the vehicle?
It's extremely important to choose an insurance broker who is familiar with the challenges of hauling refrigerated cargo - having the wrong insurance can leave you stranded with a truckload of spoiled goods.
Our commercial package insurance programs are highly competitive when considering price and compliance.
Commercial Automobile Liability
Refrigerated Auto Modifications
Commercial Umbrella Coverage
Disability Benefits Law
* Our programs also include Worker’s Compensation & NY/NJ Disability Benefits Law
With Over 70 Years Insuring Wholesale Operations SCS Agency Provides Its Clients With Invaluable Services,
- Comprehensive and Competitively Priced Insurance Programs
- Dedicated Certificates Department
- Dedicated Certificates Department
- Proactive Claims Management
- Motor Vehicle Report Background Checks
- Fleet Management & Safety Programs & Manuals
- Premium Financing
Let's Work Together
Our mission is to go beyond the traditional Insurance brokerage model, where most brokers only deal with direct loss using insurance products to transfer risk.
I have been using SCS Agency for my commercial insurance needs for a few years now. Anthony has always been honest and extremely timely in helping me with all my needs. From last minute insurance certificates to replacement car insurance ID cards on the weekend, they’re great! Each year they prepare a report with the best renewal options and recommendations for me to review. The process is so easy. I cannot recommend a more professional and competent insurance agency.
What an awesome agency to work with! Earlier this year, our college was in need of a comprehensive insurance package for commencement at Madison Square Garden. The insurance company we were working with previously did not provide the coverage required by the venue. Cheryl Charles, from SCS, was able to expeditiously, diligently and professionally ensure all of our insurance needs were met. I highly recommend SCS Agency for your insurance needs. Jazmin Letamendi, Associated Director, John Jay College of Criminal Justice.
R. Baker has been in business for over 75 years and has preformed work throughout the United States, Puerto Rico and Canada. When we met over 35 years ago, we only had 5 employees and performed around $150,000 in sales per year. We were referred to SCS by a long term customer when we lost our insurance and could not find anyone with the ability and knowledge to place our business. Within one week you provided us with a solution and afforded us coverage which helped pull us from the brink of disaster. Over the years we have worked together through many good times and unfortunately through many hard times. It's in those hard times when you see the true colors and worth of a person. I am confident to say that in those hard times you never wavered, and always held true to your word and commitment in assuring a successful outcome for R. Baker, my family and I.
Proudly serving Lake Success, NY, New York, NY, Brooklyn, NY, Tri-State Area, NY, Nassau County, NY, Fairfield County, CT, and beyond. Licensed in over 20 states.
At SCS, we have the capacity to service large national companies as well as family-owned local businesses - all using the same consultative platform.