In all industries, but especially in transportation and warehousing, safety is a critical component of success, particularly when it comes to equipment use. Ramp safety risks are something employers should be concerned about. If a ramp is not set up properly, it can lead to serious injuries and loss of product. There are several risks that an employer should be aware of when employees are working with ramps and things to keep in mind when designing new ramp systems or replacing old ramps.
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Employees acting complacent and ignoring hazards on the job can increase the likelihood of serious safety incidents happening in your workplace—including nearmisses, injuries and even fatalities. After all, even if you have taken steps to ensure healthy and safe working conditions within your organization, safety incidents can still occur if your employees engage in careless acts or unsafe behaviors.
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Civil unrest can be defined as an act of protest in a public space that escalates into a disturbance or interruption to peace and order. Civil unrest events can involve large amounts of people, and in some cases, include violence leading to bodily injury or property damage. It is important to recognize that not all gatherings of people lead to civil unrest events.
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Mega claims have become more common in the past decade. In fact, according to a recent study conducted by the National Council on Compensation Insurance (NCCI), these claims have reached a 12-year high—increasing in both frequency and severity.
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De-icing Outdoor Walking Surfaces in Winter Keeping outdoor walking surfaces—such as parking lots and sidewalks—clear of ice in the winter is a crucial practice at many workplaces.
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Standard EPLI policies only provide coverage for lawsuits brought about by employees or prospective employees, and most commercial general liability (CGL) policies specifically exclude coverage for harassment and discrimination. Third-party EPLI fills this gap between EPLI and CGL, and offers protection against allegations of wrongful acts made by customers, clients, vendors and suppliers.
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