When it comes to underwriting and rating commercial property insurance, insurers examine four key characteristics of a building: its construction, occupancy, protection and exposure (COPE). Together, these factors can affect commercial property policy pricing. Read on to learn more about commercial property insurance ratings.   DOWNLOAD

  Homeowners insurance can offer financial protection in the event of an unexpected disaster or accident involving you, your home or your personal property. Consider the following tips to cut costs on your homeowners insurance while remaining adequately protected.   DOWNLOAD

  One of the most dangerous winter driving hazards is skidding. Most skids, however, can be avoided by simply adjusting to driving conditions and knowing how to recover from a skid. Here are some techniques and tips for staying safe on the road during the winter. DOWNLOAD

  Fireworks are an indispensable part of celebrations such as New Year’s Eve. This Risk Insights article includes precautions to take if your organization puts on a fireworks display.   DOWNLOAD

Coinsurance is one of the most complicated and misunderstood terms in insurance. This concept is commonly included in a number of different policies, including property, health and directors, and officers. This Coverage Insights examines how the coinsurance clauses included in many property insurance policies can affect what you’re rewarded after a loss. DOWNLOAD

  Review the following guidelines to understand what factors increase your organization’s supply chain cyber exposure, how to mitigate them, and what to do if your supply chain is compromised.   DOWNLOAD