Named storm deductibles for wind damage are typically higher than traditional fixed-dollar deductibles, but are only triggered under specific circumstances and can vary based on location. However, it’s important to know the details of these deductibles so your family and home are prepared in the event of a severe storm.

Not only is workers’ compensation coverage required in most states, but it also plays a major role in connecting injured employees to the care they need to return to work as quickly and safely as possible.

The Federal Motor Carrier Safety Administration (FMCSA) has once again extended an emergency exemption for truck drivers assisting with the COVID-19 pandemic relief efforts. The exemption, which was set to expire Dec. 31, 2020, now lasts until Feb. 28, 2021, or until the national state of emergency ends, whichever comes sooner.

When a company experiences significant increases in workers’ compensation costs, it usually triggers internal activities aimed at reducing insurance costs and spending. The key to spending fewer dollars is more than just stopping a few accidents; it is having a sound safety program designed to continuously improve.

Ambiance and fresh-baked cookie scent aside, candles can be a fire hazard if they are left unattended or placed where they can start other objects on fire. Your best bet? Learn to use candles safely.

These days, floods, earthquakes and similar catastrophes are common threats to a business’s property. In fact, according to the Insurance Information Institute, natural disasters cause billions of dollars in property losses in the United States each year.