Theft and vandalism pose significant risks to small businesses, leading to financial losses and operational disruptions. It highlights the importance of implementing prevention strategies, having response protocols, and securing adequate insurance coverage to protect business assets and ensure continuity. DOWNLOAD
Read MoreGet ready for winter by safeguarding your home against common risks like freezing temperatures, heavy snow, and frozen pipes. This infographic offers valuable tips, from sealing cracks and packing an emergency kit to reviewing your insurance policy, so you can be fully prepared. Plus, you’ll learn the meaning behind winter weather terms to stay informed […]
Read MoreSmall businesses face significant risks from potential lawsuits, making it essential to take proactive measures. Key strategies include conducting regular risk assessments, securing liability insurance, and ensuring compliance with legal standards. By choosing an appropriate business structure, hiring experienced legal counsel, and maintaining thorough records, small business owners can protect their finances and reputation. Comprehensive […]
Read MoreCommercial property and casualty insurance premiums rose by 5.1% in Q3 2024, driven by an 8.6% increase in umbrella insurance due to social inflation and litigation. While umbrella insurance costs surged, other lines like commercial auto and property saw moderated increases. Meanwhile, competition led to price decreases in directors and officers (D&O) and cyber insurance. […]
Read MoreInsurance is vital for business risk management, providing financial support after covered losses to ensure operational continuity. However, disputes over policy coverage or claim amounts can cause financial and operational challenges. This article explores common dispute causes and offers strategies for resolution and prevention. DOWNLOAD
Read MoreHiring uninsured contractors can expose your project to serious risks, including legal noncompliance, liability for injuries, property damage, and compromised safety standards. This article outlines the top five risks and emphasizes why it’s crucial to ensure all contractors are adequately insured. Download now to protect your business and maintain jobsite safety. DOWNLOAD
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