Rooted in Tradition but Beyond the Traditional
We've been in the insurance business for a long time. Long enough to know that true business success requires going beyond the traditional brokerage model. Rather than focusing solely on pricing, placement, and servicing policies, we take a holistic approach by connecting the aspects of your business operations to proactively address risk.
Our mission is to help you navigate the complex insurance world and prioritize what’s best for your business, while avoiding the risk monsters lurking around every corner. Through our expansive resources, we can help you take a holistic approach to coverage, while bringing to light the coverage gaps you didn’t even know you had.
Proactive Strategic Solutions
Preventing and mitigating risk by designing solutions that are unique to your business.
Business Solutions
Protecting your investment in your business by covering risk from top to bottom, so you can focus on day-to-day operations with less worry.
Commercial Solutions
Insurance alone is not enough to protect your business. Through custom risk protection plans, we prepare for the risks present in your unique situation.
Auto, Home & Personal Solutions
Determining the best coverage options for your needs, for benefits and quality discounts to help you save.
Solutions Tailored to Your Business' Needs
No matter who you are or how complex your business is, we can offer customized solutions that evolve with your business. Our results-driven process quantifies the value of our collaborative efforts, so we can plan to stay ahead of risk.
Testimonials
Updates & Resources
Coverage Insights: The Newly Acquired or Constructed Property Extension
As a business owner, your commercial property needs can change over time to help meet operational requirements and satisfy customer demands. Specifically, expanding your business will likely require you to obtain additional property.
Personal Risk Management Questionnaire
A variety of factors in your life (and your family’s lives) are constantly changing. Whether you recently made renovations to your home, handed your child their first set of car keys or just started a new job—all of these changes have an impact on your personal risks and insurance needs.
COVID-19 Response Questionnaire
The coronavirus (COVID-19) outbreak impacts businesses across a variety of industries, forcing them to rethink their daily operations to ensure the safety of their employees and the general public. In fact, procedures related to employee health and safety, leave, housekeeping, remote work and similar workplace policies have all had to evolve as a result of COVID-19. This is particularly true when you consider that just one misstep could put an employee’s well-being in jeopardy.
Restaurant Risk Insights – COVID-19 Reopening Considerations
The COVID-19 pandemic has forced many restaurants and foodservice businesses to shift to survival strategies like carryout or delivery service. Some even had to close their doors for an extended period. As the COVID-19 threat shifts, several states have officially begun implementing reopening measures.
Common Employment Practices Claims Arising Out of COVID
As COVID-19 continues to spread throughout the United States, there has been a massive upheaval of the American workplace. Employers have found themselves drafting and implementing policies and procedures addressing a wide array of issues including remote work, layoffs, furloughs, pay cuts, workplace conditions and many more.
Workplace Reopening Decision Tree
The purpose of this tool is to assist employers in making (re)opening decisions during the COVID-19 pandemic, especially to protect vulnerable workers. It is important to check with state and local health officials and other partners to determine the most appropriate actions while adjusting to meet the unique needs and circumstances of the local community.
In the Know – SBA Unveils PPP Forgiveness Application
The U.S. Department of Treasury (Treasury) and the Small Business Administration (SBA) recently released the Paycheck Protection Program (PPP) Loan Forgiveness Application (Application) and instructions (Instructions) for small businesses to use when applying for PPP loan forgiveness with their lender. The release of this Application has been much-anticipated by U.S. small businesses that were able to secure financial relief through the PPP, as many were wondering about the next steps with regard to PPP loan forgiveness.
Accommodating At-risk Employees Amid COVID-19
The Americans with Disabilities Act (ADA) compels employers to provide reasonable accommodations to employees who need it. These accommodations can be straightforward and may include installing a wheelchair ramp or adding text-to-voice software on a computer. In many cases, the accommodation needed for an employee to perform their job is obvious.
New York State Enacts Paid Sick Leave Law
New York state has enacted a sick leave law that, depending on their size, requires employers to provide between 40 and 56 hours of paid leave per year for reasons relating to the health of the employee or the employee’s family. Employers with fewer than five employees and an annual income under $1 million may satisfy the law’s leave requirement by providing unpaid leave of 40 hours annually.
Trucking Risk Advisor: May 2020
Fatigue occurs when an individual does not get enough sleep or quality sleep. It can impair one’s ability to safely perform tasks, including driving. Driver fatigue may be triggered by a lack of adequate sleep, long work hours, strenuous work or non-work activities—or a combination of other factors.
Proudly serving Lake Success, NY, New York, NY, Brooklyn, NY, Tri-State Area, NY, Nassau County, NY, Fairfield County, CT, and surrounding areas. Licensed in over 20 states
At SCS, we have the capacity to service large national companies, in addition to using the same consultative platform for family owned local businesses.