Family Pricing Plan
We do not sell insurance. We uncover problems as they relate to risk and provide solutions. When the only tool you have is a hammer, everything becomes a nail. The SCS Family Pricing Plan™ is our toolbox for eliminating risk.
We first listen to our clients and ask questions to see how we can identify, prioritize and manage their risk to control the costs associated with that risk. By helping you take control of your potential risk, we gain a deeper knowledge and understanding of your unique business.
We Are Rooted in Tradition, But Go Beyond the Traditional
We have been in the insurance business long enough to know that true business success requires going beyond the traditional brokerage model. Rather than focusing solely on pricing, placement, and servicing policies, we take a holistic approach by connecting the aspects of your business operations to address risk proactively.
Our mission is to help you navigate the complex insurance world and prioritize what’s best for your business. We can help you take a comprehensive approach to coverage through our vast resources while bringing to light the gaps you did not even know existed.
Proactive and Strategic Solutions
Our proactive and strategic solutions prevent and mitigate the dangers that could harm you and your business. We are business owners ourselves, and we understand the stress of protecting your business from the unexpected. That is why our goal is to provide peace of mind knowing you are protected and always covered.
We Provide Solutions that are Tailored to Your Business's Needs
No matter who you are or how complex your business is, we offer customized solutions that evolve with you. Our results-driven process quantifies the value of our collaborative efforts, so we can plan to stay ahead of risk and give you control of the dangers that threaten your business.
Testimonials
Updates & Resources
Preventing Fleet Fraud
Fleet fraud is costly. A staged accident or injury claim by an employee can mean expensive payouts and increased insurance premiums, so it is essential that your business take steps to prevent and detect employee fraud. This piece is designed to help employers recognize what type of programs they need to institute to minimize occupational fraud exposures.
Know Your Insurance: Common Auto Insurance Terms
Auto insurance can be confusing at times. Policies often contain a variety of terms that can be difficult to understand, especially for someone without a background in insurance. This document contains a list of common auto insurance terms to keep in mind the next time you meet with your insurance broker.
Retail Safety Matters – Safe Lifting Basics
Lifting is a common activity at the workplace, and it is often forgotten that there are proper techniques that need to be followed to avoid injury. In fact, lower back injuries are the most common work-related injury cited by the Occupational Safety and Health Administration (OSHA). Help wholesale and retail employees to lift properly with this safety talk.
Coverage Insights – Protect Yourself Against Illegal Acts with Crime Coverage
Though you may feel that your employees would never steal from you or that your business would never be the victim of theft, these are real-world concerns. Learn more about how to protect yourself.
Construction Risk Insights: Reducing Falls While Erecting Exterior and Interior Walls
Every year, residential construction workers suffer fatal injuries from falling while erecting walls. Read on to learn about the risks of erecting these walls and how you can protect your workers from injuries. Learn the risks of erecting walls during residential construction jobs and how to comply with OSHA’s fall protection regulations.
Work Comp Insights: Considerations for Choosing a Medical Provider for Workers’ Compensation Injuries
When it comes to treating work-related injuries, selecting the right doctor is paramount and can make all the difference when it comes to helping an employee return to work quickly. However, there are a number of considerations and specific guidance when it comes to selecting a medical provider for workers’ compensation injuries.
Risk Insights – Cyber Security and the SEC
According to the head of National Security Agency and U.S. Cyber Command, cyber attacks on U.S. computer networks are on the rise. With the increasing reliance on computer networks and digital data, companies will continue to see an increase in cyber risks, including cyber attacks. This Risk Insights article contains information about the Security and Exchange Commission’s guidelines for businesses to handle a data breach.
Know Your Insurance: Understanding the 80% Rule for Home Insurance
When it comes to your home, making sure you’re adequately insured is of the utmost importance. Despite this, many homeowners are unaware of the “80% rule” for home insurance and, as a result, find themselves underinsured when trying to replace their personal property after a loss. Understanding the 80% rule—and following it—can help you protect yourself and your home.
Benefits of Non-owned Auto Liability Insurance
If employees use personal vehicles for business-related activities and get into an accident, your organization could be held liable. That’s why it’s critical to have non-owned auto liability insurance, which can provide a number of key benefits. Read more here:
Retail Risk Insights: Protect Your Online Retail Network
With the increasing popularity of smartphones and tablets, access to online shopping websites is only a fingertip away for most consumers. As a result, the online retail industry is an increasingly attractive target for major cyber attacks. The results—including tarnished reputations, lost sales and costly lawsuits—can be devastating. This Risk Insights discusses security threats to an online retailer’s network and how to mitigate those risks.
We proudly serve Lake Success, NY, New York, NY, Brooklyn, NY, Tri-State Area, NY, Nassau County, NY, Fairfield County, CT, and beyond. We are licensed in over 20 states.
At SCS, we have the capacity to reduce risk for large national companies, in addition to using the same consultative platform for family owned local businesses.
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Where most brokers only deal with direct loss using insurance products to transfer risk, we make it our mission to go beyond the traditional insurance brokerage model.