Coverage Insights – Difference-in-Conditions (DIC) Insurance

These days, floods, earthquakes and similar catastrophes are common threats to a business’s property. In fact, according to the Insurance Information Institute, natural disasters cause billions of dollars in property losses in the United States each year.

While commercial property insurance is an essential component of a business’s risk management portfolio, it can exclude coverage for floods and earthquakes. To address potential gaps in coverage, many businesses secure difference-in-conditions (DIC) insurance.

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