Restaurant & Hospitality Insurance

In today’s environment restaurant owners face many challenges and our team of commercial insurance agents are here to make sure their risk management and insurance planning is seamless. Our group of experts can evaluate the overall risk factors and design an insurance package that can mitigate losses and provide protection when accidents and/or acts of god occur. Because we specialize in insuring restaurants and eating establishments, we have partnered with the foremost A+ rated insurance companies to offer high quality, competitively priced coverage for our customers. Depending on the overall risk factors we can offer coverage as a commercial package or on a Business Owners Package (BOP).

 

Coverage features we may suggest to restaurant owners may include:

  • General Liability
  • Liquor Liability
  • Employment Practices Liability
  • Employee Benefits Liability
  • Cyber Liability ***Growing Need in PCI Compliance***
  • Building and Business Property Coverage
  •  Additions and Alterations Coverage (Cost of Buildout)
  • Tenant Glass Coverage 
  • Loss of Business Income Extra Expense Coverage
  • Equipment Breakdown Coverage
  • Spoilage
  • Outdoor Sign Coverage (As well as loss of income due to Loss of Exterior Sign)
  • Workers Compensation
  • Commercial Auto

We can offer our expertise to a wide range of restaurants as well as franchise operations. Some of the best examples of these establishments are Pizza Parlors (sit down, takeout, and delivery), Steakhouses, Seafood Restaurants, Other Fine Dining, Fast Food, Cafe/ Coffee Shops, Bakeries, Sandwhich Shops, Sushi, Italian, Asian, American, Indian, Hibachi style, Latin, Mexican, "Mom and Pop", BBQ and many more. If you own a restaurant and have not had a review of your insurance plan lately, reach out to us and we'll make sure you're well protected with a great insurer at a competitive price.