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Renters Insurance

Belongings Hold Memories. Make Sure They’re Safe.

If you rent an apartment, house, condo, or even a dorm room, you may not think you need insurance. But in the event that fire, theft, or vandalism damages your property, it’s unlikely that your landlord will pay to replace your belongings.

At SCS Agency, Inc., we know that you’ve most likely invested a lot of time and money in your personal property, and it’s up to you to take care of it. Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they’re stolen.

Depending on your policy, your insurance will pay to replace items using one of two methods: Actual Cash Value (ACV) or Replacement Cost. With ACV coverage, your belongings are insured only for the amount in which they are currently worth, while Replacement Cost will pay for the expense of replacing the items with brand new ones.
 

Additional Insurance Options


Also included in your Renters Insurance is Liability Coverage to safeguard yourself from injury claims that occur in your home. If someone gets hurt on your property, your insurance can pay the related medical payments and expenses, and provide for the cost of legal support if you are sued.

In the event that a fire or other damage makes your residence uninhabitable and places you in a “loss of use” situation, your Renters Insurance may temporarily reimburse you for the cost of another residence in which to live.

Representatives from SCS Agency, Inc. are committed to working with you to design a policy that ensures you get the options you want at a price you can afford.

Our Location

Headquarters

1981 Marcus Avenue #125
Lake Success, NY 11042
Main office: 516-259-3608

Our Providers

"R. Baker has been in business for over 75 years and has preformed work throughout the United States, Puerto Rico and Canada. When we met over 35 years ago, we only had 5 employees and performed around $150,000 in sales per year. We were referred to SCS by a long term customer when we lost our insurance and could not find anyone with the ability and knowledge to place our business. Within one week you provided us with a solution and afforded us coverage which helped pull us from the brink of disaster. Over the years we have worked together through many good times and unfortunately through many hard times. It's in those hard times when you see the true colors and worth of a person. I am confident to say that in those hard times you never wavered, and always held true to your word and commitment in assuring a successful outcome for R. Baker, my family and I."
R. Baker
What an awesome agency to work with! Earlier this year, our college was in need of a comprehensive insurance package for commencement at Madison Square Garden. The insurance company we were working with previously did not provide the coverage required by the venue. Cheryl Charles, from SCS, was able to expeditiously, diligently and professionally ensure all of our insurance needs were met. I highly recommend SCS Agency for your insurance needs. Jazmin Letamendi, Associated Director, John Jay College of Criminal Justice
Jazmin