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Property Insurance

Strength and Stability for Your Home.

Your home is your sanctuary. It’s a dependable shelter that keeps you and your family safe, and it’s the place where memories are made. For most people, a house represents the biggest financial and emotional investment they’ll ever make. With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way.

Every Home Insurance policy is different, and at SCS Agency, Inc., we’ll work with you to make sure that your policy fits the needs of yourself and your family. Property Insurance may insure your home from the following types of damage:

  • Fire and Lightning
  • Collisions from Vehicles or Aircraft
  • Hail
  • Sewer/Drain Backup
  • Windstorm
  • Vandalism
  • Volcanic Eruption
  • Smoke
  • Freezing Conditions or Snow

Property Insurance Options to Consider

There are many additional coverage types that are available to safeguard your home and belongings, and it’s important to talk with a representative from SCS Agency, Inc. who can help you find the right policy.

Options such as Personal Property Insurance and Flood or Earthquake Insurance may not fall under a standard Homeowners policy. In the event of an accident or theft, Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing.

Other items that may be included are Builder’s Risk while your home is being built or reconstructed, and insurance for damage to pertinent/detached structures.

Another important feature to consider in your Homeowners policy is Dwelling Replacement Coverage. If a fire or other accident leaves your home a “total loss,” this coverage provides for the cost of replacing your home at its current value, rebuilding to code, and Ordinance & Law.

As is the case with many other features of Home Insurance, additional coverage can vary greatly depending on your policy, which is why it’s important to discuss your individual insurance options with SCS Agency, Inc. before making a decision.

Our Location

Headquarters

1981 Marcus Avenue #125
Lake Success, NY 11042
Main office: 516-259-3608

Our Providers

"R. Baker has been in business for over 75 years and has preformed work throughout the United States, Puerto Rico and Canada. When we met over 35 years ago, we only had 5 employees and performed around $150,000 in sales per year. We were referred to SCS by a long term customer when we lost our insurance and could not find anyone with the ability and knowledge to place our business. Within one week you provided us with a solution and afforded us coverage which helped pull us from the brink of disaster. Over the years we have worked together through many good times and unfortunately through many hard times. It's in those hard times when you see the true colors and worth of a person. I am confident to say that in those hard times you never wavered, and always held true to your word and commitment in assuring a successful outcome for R. Baker, my family and I."
R. Baker
What an awesome agency to work with! Earlier this year, our college was in need of a comprehensive insurance package for commencement at Madison Square Garden. The insurance company we were working with previously did not provide the coverage required by the venue. Cheryl Charles, from SCS, was able to expeditiously, diligently and professionally ensure all of our insurance needs were met. I highly recommend SCS Agency for your insurance needs. Jazmin Letamendi, Associated Director, John Jay College of Criminal Justice
Jazmin